Non-QM Loan Programs

Prime

Ideal for borrowers that do not fit the Jumbo/QM narrative (or specifications).

Min
660
FICO
UP TO
90%
Max LTV
UP TO
$3M
MLA

Investor

Ideal for true investors qualifying with minimal documentation.

Min
600
FICO
UP TO
80%
Max LTV
UP TO
$3M
MLA

Excelerate

An alternative lending product, with flexible seasoning and credit options.

Min
600
FICO
UP TO
90%
Max LTV
UP TO
$3M
MLA

Foreign National

Investment property financing for non-U.S. Citizens.

Verified
2
TRADELINES
UP TO
75%
Max LTV
UP TO
$2M
MLA

ITIN

An Individual Taxpayer Identification Number is a United States tax processing number issued by the Internal Revenue Service

Min
640
FICO
UP TO
80%
Max LTV
UP TO
$1.5M
MLA

Agency Loan Programs

Agency Loan Programs